Housing
Housing & Home Improvement Dare County Department of Social Services
www.dcdss.org
| 252-475-5500 107 Exeter Street P.O. Box 669, Manteo, NC 27954 |
Buxton: 252-995-4404 |
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Aids individuals in obtaining and retaining adequate housing and basic furnishings; limited provision through community resources of labor and materials for minor renovations and repairs to owner occupied dwellings.
Eligibility: Contact DSS to determine eligibility.
Fees: None
EIC Community Services Block Grant Program Economic Resource Center
| 252-473-3149 423 Sir Walter Raleigh Street Manteo, NC 27954 |
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Community Service Block Grant Program is an outreach program designed to assist low-income families to move above the poverty level. Activities included in these projects include a variety of services such as: job counseling and placement, educational/skills training, house placement, day care assistance, transportation assistance, and other types of supportive services.
Eligibility: Serves the low income community
Fees: None
Outer Banks Community Development Corporation (CDC)
| 252-480-2507 P.O. Box 2467 Kill Devil Hills, NC 27948 |
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Outer Banks CDC's facilitates and develops affordable housing for low to moderate income citizens. It provides counseling to individuals seeking information on acquiring affordable housing and plans to become a clearinghouse for affordable housing on the Outer Banks.
Eligibility: All Dare County residents
Fees: None
Guaranteed Rural Housing Loans USDA Rural Development
www.rurdev.usda.gov/
| 252-358-7836 P.O. Box 8 Winton, NC 27986 |
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Guaranteed Rural Housing Loans is administered by the Rural Housing Service (RHS). Many rural families and individuals may be eligible to become homeowners with the help of this program. Moderate-income people can qualify for mortgages with little or no down payment.
Eligibility: Families living in a designated rural area in need of standard housing
Fees: Customary loan origination fees. Closing costs, including one time guarantee fee (2%) can be included in loan, if appraisal will support the loan amount.
Rural Housing Service USDA Rural Development
www.rurdev.usda.gov/
| 252-358-7836 P.O. Box 8 Winton, NC 27986 |
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Direct Single Family Housing Loans to purchase, build, improve, or repair homes in rural areas are available to very low income to moderate income families, living in towns with a population less than 10,000 or up to 20,000 in some instances. Call for more details.
Eligibility: Moderate income to very low income families living in a designated rural area in need of standard housing can be eligible for Direct Single Family Housing Loans. A good credit history is required.
Fees: Applicant pays the credit report fee and if a loan is made, the cost of a real estate appraisal, a tax service fee and loan closing costs.
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